Bancoli fees depend on your plan, payment method, currency, destination, and monthly payout activity.
Incoming transfer fees
Incoming transfer fees vary by rail and plan.
Payment method | Free | Plus | Premium | Enterprise |
|---|---|---|---|---|
ACH or RTP incoming USD | $1 | $1 | Free | Free |
Fedwire or domestic wire incoming USD | $25 | $25 | $20 | Free |
SWIFT incoming USD | Not available | $25 | $20 | Free |
Selected local incoming rails | Not available | $1 | Free | Free |
Selected local incoming rails may include SEPA, Faster Payments, SPEI, Interac, and AED local transfer where the route is available.
Important: Rail USD SWIFT is currently unavailable while Bancoli completes a product and compliance hold review.
Conversion fees and monthly allowances
Bancoli applies a monthly payout allowance by plan. If your monthly payout volume for a destination currency exceeds your plan allowance, an additional conversion surcharge may apply.
Plan | Monthly allowance |
|---|---|
Free | $850 USD equivalent |
Plus | $8,500 USD equivalent |
Premium | $85,000 USD equivalent |
Enterprise | Custom |
If your monthly payout volume exceeds your allowance for a destination currency, Bancoli may add 0.5 percentage points to the base conversion fee for that currency.
Some currencies have a 0% base conversion fee before the allowance is exceeded. Other currencies may have a 1% base conversion fee before the allowance is exceeded.
Before sending or receiving funds, review the fees shown in your dashboard. Fees may vary by route, currency, plan, and provider.
For more details, please visit our Pricing page.